U.S. Bancorp USB
Stock research in plain language · As of Oct 04, 2026 · updated once a week, after the trading week closes
What the company does
U.S. Bancorp is a large-cap company in the Financial Services sector (Banks - Regional), with a market value of $89.6B, based in the USA.
It employs about 70,000 people and has been listed since Nov 05, 1987.
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.
Cheap or expensive? priced in line with its group
Its price-to-earnings (P/E) is 11.5 versus 14.1 for the median of the Financial Services sector in our universe (18 companies) — priced in line with its group.
Revenue is growing 10% versus the same quarter last year.
On analysts' next-year forecasts the multiple drops to 10.4 — they expect higher earnings.
The average analyst price target is 69.62, 21% above the current price (their view, not ours).
The stock sits at 64% of its one-year range (0% = the low, 100% = the high).
The risks
- • Quarterly report in 11 days (2026-10-15) — a day the stock can move a lot.
Strengths
- ✅ Profitable — 20 of every 100 dollars of revenue stays as profit.
- ✅ Generates free cash flow — profit becomes cash in the bank.
- ✅ Most analysts rate it buy (14 vs 0).
- ✅ Pays a dividend (3.6% a year).
What changed this week
Over the past week the stock fell 2.2% (for comparison: S&P 500 -0.2%, sector ETF XLF -2.5%).
This week's news
- Goldman, Morgan Stanley Among Major Banks Likely to Face Quarterly Earnings Pressure, Oppenheimer Says finance.yahoo.com · 2026-10-02
- U.S. Bank and DAT: Contract and spot truck freight rates diverge finance.yahoo.com · 2026-10-01
- U.S. Bancorp Announces Third Quarter Earnings Conference Call Details finance.yahoo.com · 2026-10-01
- Elavon earns TSG’s 2026 Best B2B API Award for Innovative Payment Gateway finance.yahoo.com · 2026-09-29
- U.S. Bank CFO Survey: Optimism Climbing as Growth and Dealmaking Gain Momentum finance.yahoo.com · 2026-09-29
- Diversified Banks Stocks Q2 Recap: Benchmarking Truist Financial (NYSE:TFC) finance.yahoo.com · 2026-09-28
A description of facts from the filings and the market — not investment advice or a recommendation. "Cheap" and "expensive" are always relative to the comparison group.