Capital One Financial Corporation COF
Stock research in plain language · As of Oct 04, 2026 · updated once a week, after the trading week closes
What the company does
Capital One Financial Corporation is a large-cap company in the Financial Services sector (Credit Services), with a market value of $119.5B, based in the USA.
It employs about 78,400 people and has been listed since Nov 15, 1994.
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts.
Cheap or expensive? priced in line with its group
Its price-to-earnings (P/E) is 10.7 versus 14.1 for the median of the Financial Services sector in our universe (18 companies) — priced in line with its group.
Revenue is growing 1111% versus the same quarter last year.
On analysts' next-year forecasts the multiple drops to 8.5 — they expect higher earnings.
The average analyst price target is 257.86, 32% above the current price (their view, not ours).
The stock sits at 25% of its one-year range (0% = the low, 100% = the high).
The risks
- ⚠️ The share count grew 23% in a year — each share owns a smaller slice of the company.
Strengths
- ✅ Profitable — 15 of every 100 dollars of revenue stays as profit.
- ✅ Generates free cash flow — profit becomes cash in the bank.
- ✅ More cash than debt.
- ✅ Most analysts rate it buy (19 vs 0).
- ✅ Revenue is growing 1111% a year.
- ✅ Pays a dividend (1.5% a year).
What changed this week
Over the past week the stock fell 2.7% (for comparison: S&P 500 -0.2%, sector ETF XLF -2.5%).
This week's news
- Synchrony Deepens CareCredit's Veterinary Reach With Vetspire Tie-Up finance.yahoo.com · 2026-10-02
- 'The hottest skill on Wall Street’: Demand for this AI ability jumped 1,721% as banks embrace agents cnbc.com · 2026-10-02
- How AI is redefining Wall Street jobs — and boosting demand for this new 'hottest skill' by 1,721% cnbc.com · 2026-10-02
- Credit Card Stocks Q2 In Review: Capital One (NYSE:COF) Vs Peers finance.yahoo.com · 2026-10-01
- WFC's Credit Rating Upgraded to 'A-' by S&P, Outlook Remains Stable finance.yahoo.com · 2026-10-01
- Capital One Celebrates Venture X Business’ Third Anniversary With Limited Time Travel Offer for Existing Cardholders finance.yahoo.com · 2026-09-30
A description of facts from the filings and the market — not investment advice or a recommendation. "Cheap" and "expensive" are always relative to the comparison group.