PayPal Holdings Inc PYPL

What the company does

PayPal Holdings Inc is a large-cap company in the Financial Services sector (Credit Services), with a market value of $48.8B, based in the USA.

It employs about 23,800 people and has been listed since Feb 01, 2002.

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.

Cheap or expensive? relatively cheap

Its price-to-earnings (P/E) is 10.8 versus 34.7 for 4 direct peers — relatively cheap.

Revenue is growing 5% versus the same quarter last year.

On analysts' next-year forecasts the multiple rises to 11.9 — they expect lower earnings.

The average analyst price target is 56.89, 0% below the current price (their view, not ours).

The stock sits at 47% of its one-year range (0% = the low, 100% = the high).

The risks

• • Quarterly report in 2 days (2026-10-27) — a day the stock can move a lot.

Strengths

• ✅ Profitable — 13 of every 100 dollars of revenue stays as profit.
• ✅ Generates free cash flow — profit becomes cash in the bank.
• ✅ Buys back its shares (8% fewer shares in a year).
• ✅ Pays a dividend (1.0% a year).

What changed this week

Over the past week the stock rose 0.6% (for comparison: S&P 500 -0.4%, sector ETF XLF +0.7%).

This week's news

• PayPal Holdings (PYPL) Expands Payouts And AI Commerce, Is It Fully Valued? finance.yahoo.com · 2026-10-23
  What the article says

  PayPal Holdings (PYPL) just expanded its reach on two fronts. A new payout deal with LianLian Global and an exclusive in app checkout role on Glance push its services deeper into creator and AI driven commerce. Recent deals have landed just as PayPal Holdings tries to rebuild momentum, with a 30 day share price return… source ↗

• DEPH Labs Appoints Lisa Loud as CEO to Accelerate Privacy-Centric Precision Health and Biological Age Testing finance.yahoo.com · 2026-10-23
  What the article says

  LONDON, Oct. 23, 2026 (GLOBE NEWSWIRE) -- Former Apple, PayPal and Secret Network executive to lead DEPH Labs as it advances single-sex epigenetic testing and at-home saliva testing DEPH Labs, a precision health company using DNA, epigenetics and AI to turn complex biological data into personalized, actionable health… source ↗

• LianLian Global taps PayPal, Venmo to streamline cross-border seller payouts seekingalpha.com · 2026-10-23
  What the article says

  * LianLian Global Friday unveiled a partnership with PayPal (PYPL [https://seekingalpha.com/symbol/PYPL]), enabling its social commerce, marketplace, and e-commerce clients to send payouts directly to PayPal accounts worldwide and Venmo accounts in the U.S. * Brands are expected to spend $32.6 billion on creators in… source ↗

• LianLian Global and PayPal Power Cross-Border Payouts for Social Commerce, Marketplace, and eCommerce Customers finance.yahoo.com · 2026-10-23
  What the article says

  Social commerce, marketplaces and eCommerce players served by LianLian Global can now pay creators, influencers, developers, and independent contractors directly to their PayPal and Venmo wallets. NEW YORK, Oct. 22, 2026 /PRNewswire/ -- LianLian Global today announced it has partnered with PayPal (NASDAQ: PYPL) to… source ↗

• Intuit (INTU) vs. PYPL and XYZ: Can an 81% Gross Margin and $8.6B Free Cash Flow Justify a Rebound? finance.yahoo.com · 2026-10-22
  What the article says

  Is INTU a good stock to buy? We came across a bullish thesis on Intuit Inc. on Astute Optics - US's Substack. In this article, we will summarize the bulls' thesis on INTU. Intuit Inc.'s share was trading at $335.61as of October 21st 2026. INTU's trailing and forward P/E were 17.76 and 12.66 respectively according to… source ↗

• Intelligent Payments: MoneyGram Chairman & CEO Anthony Soohoo, Live from Money20/20 2026 finance.yahoo.com · 2026-10-22
  What the article says

  Watch Video Highlights Below: Tech Edge hosted a fireside chat on at Money20/20 USA 2026 in Las Vegas, Nevada with Anthony Soohoo, Chairman and CEO of MoneyGram. The in-person interview was joined by Editor-in-Chief John Jannarone and they discussed how the company combines its 500,000 retail locations with expanding… source ↗

What changed since last week

No material change: same valuation verdict, same risk flags, price moved less than 3%.