Capital One Financial Corporation COF

What the company does

Capital One Financial Corporation is a large-cap company in the Financial Services sector (Credit Services), with a market value of $123.5B, based in the USA.

It employs about 77,500 people and has been listed since Nov 15, 1994.

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts.

Cheap or expensive? priced in line with its group

Its price-to-earnings (P/E) is 12.3 versus 14.1 for the median of the Financial Services sector in our universe (19 companies) — priced in line with its group.

Revenue is growing 6% versus the same quarter last year.

On analysts' next-year forecasts the multiple drops to 8.5 — they expect higher earnings.

The average analyst price target is 254.55, 26% above the current price (their view, not ours).

The stock sits at 33% of its one-year range (0% = the low, 100% = the high).

The risks

• No risk flags were detected from the data we have.

Strengths

• ✅ Profitable — 17 of every 100 dollars of revenue stays as profit.
• ✅ Buys back its shares (5% fewer shares in a year).
• ✅ More cash than debt.
• ✅ Most analysts rate it buy (19 vs 0).
• ✅ Pays a dividend (1.6% a year).

What changed this week

Over the past week the stock fell 0.2% (for comparison: S&P 500 -0.4%, sector ETF XLF +0.7%).

The company published its quarterly report this week — see the plain-language summary above.

This week's news

• Earnings Scorecard: Financials log 80% EPS beat rate vs. revenue this week seekingalpha.com · 2026-10-24
  What the article says

  Financial stocks outperformed the broader market this week as investors assessed third-quarter earnings across banks, insurers, consumer finance providers, and capital-markets firms. The Financial Select Sector SPDR Fund (XLF [https://seekingalpha.com/symbol/XLF]) gained 2.35% over the week, while the S&P 500 (SP500… source ↗

• American Express Earnings Reveal There’s 1 Consumer Group Not Concerned With High Interest Rates finance.yahoo.com · 2026-10-23
  What the article says

  American Express earnings show its affluent cardholder base isn’t changing its spending habits even in the face of higher interest rates and sticky inflation. Continue Reading source ↗

• Company News for Oct 22, 2026 finance.yahoo.com · 2026-10-22
  What the article says

  Capital One Financial Corp.'s (COF) shares gained 2.5% after the company reported third-quarter 2026 adjusted earnings of $6.69 per share, surpassing the Zacks Consensus Estimate of $5.45 per share. Shares of Bank OZK (OZK) surged 4.2% after the company posted third-quarter 2026 adjusted earnings of $1.50 per share,… source ↗

• Zacks Earnings Trends Highlights: Meta, Tesla, Nvidia, Micron and Alphabet finance.yahoo.com · 2026-10-22
  What the article says

  For Immediate Release Chicago, IL – October 22, 2026 – Zacks Director of Research Sheraz Mian says, "We are off to a bit of a mixed start in the Q3 reporting cycle, with the growth pace and the revenue-beat percentage tracking modestly lower relative to the recent past." Q3 Earnings Season Preview: Revenue Beats Lag,… source ↗

• Capital One (COF) Stock Shrugs At Q3 Earnings Strength finance.yahoo.com · 2026-10-22
  What the article says

  Capital One Financial just printed Q3 2026 results with a headline that hits investors where it matters most. Earnings per share came in at about US$5.62 and net income reached roughly US$3.4b, yet the stock only moved about 2.5% higher to around US$206 in the first full trading reaction. That muted pop sets up a… source ↗

• How major US stock indexes fared Wednesday 10/21/2026 finance.yahoo.com · 2026-10-21
  What the article says

  U.S. stocks climbed following strong profit reports from SpaceX, Capital One Financial and other big companies. The S&P 500 added 0.6% Wednesday and pulled closer to the all-time high it set earlier this month. The Dow Jones Industrial Average added 0.7%, and the Nasdaq composite climbed 1.1%. A much better profit… source ↗

What changed since last week

• Risk flag cleared: share dilution.

• Risk flag cleared: earnings report coming up.

• New strength: share buybacks.

• No longer a strength: positive free cash flow.

• No longer a strength: revenue growth.

• A new quarterly report was published (quarter ended Sep 30, 2026).